Whether providing services in austere environments or creating cutting-edge technologies here at home, government contractors serve an important role in helping the United States and its allies accomplish the mission. Contractors face unique risks that greatly differ from those of all other industries. More than any other business, they need an insurance broker who understands these risks and can help address them.

Government contractors should have an insurance broker who is capable of positioning their actual risk, not the market’s perception of that risk. A contractor’s insurance broker should be talking to the markets about their actual exposures.

Frank Crystal & Company is having these conversations on behalf of contractors. We have over 75 years of experience working with contractors and the government. We understand the indemnifications within FAR clauses and the protections established in case law that safeguard contractors from tort law and litigation. Leveraging this understanding with insurance markets, we can negotiate lower premiums and structure insurance programs that maximize the amount of premium allowable as a pass-through under FAR.

In short, we know the insurance and bureaucratic issues defense contractors face and we know how to help solve them.

Selected Products

·          AD&D

·          Aviation Insurance

·          Defense-Based Act (DBA)

·          Employee Benefits

·          Errors & Omissions

·          General Liability

·          Government Investigations

·          Kidnap & Ransom

·          Political Risk

·          Products Liability

·          Safety Act Certification/ Designation

·          Terrorism

·          Workers’ Compensation

At Frank Crystal, we use our experience and understanding to secure coverage for contractors that addresses their actual risks at the most competitive rates.