Companies in the hospitality industry require an insurance broker that understands their unique operations and exposures and that can effectively advocate on their behalf in the insurance marketplace.

Frank Crystal & Company designs Property and Business Income insurance programs that can fund the rebuilding and reopening of a property damaged by fire, hurricane, or other catastrophe. We also address the broad range of General Liability exposures, implement cost-effective Workers Compensation programs, and negotiate sophisticated Professional Liability coverages.

Our dedicated hospitality insurance professionals employ a structured renewal process, incorporating the client's active participation, to deliver consistent results. Direct relationships with domestic and international Hospitality underwriters allow us to deliver comprehensive, cost-effective insurance programs.

Specialized insurance services for Hospitality clients include:

• Exposure & Limit Analysis
• Premium Allocation
• Claims & Loss Trend Reporting
• Safety Training Program Development
• Loss Control & Safety Program Assessment
• Contractual Insurance Requirement Review
• Property Acquisition Due Diligence Support

Familiar with industry-specific exposures such as water features, outdoor adventure activities, and upscale restaurant and nightclub operations, our Loss Control engineers perform ingress/egress audits and analyze fire safety, physical hazard, and food safety practices. Claims specialists identify loss trends and target localized problems, such as valet-parking losses and slip-and-falls.