With a client roster of leading national and regional retailers, Frank Crystal has extensive experience in meeting the insurance needs of participants in the Retail industry. We serve our clients as an objective source of analysis, evaluating clients' needs and providing them with recommendations that can improve their insurance programs' protection and cost effectiveness.

We offer a full range of services to help clients meet their risk management objectives, including Brokerage, Claims, Loss Control, and International services.

We design and place broad Property & Casualty programs, including Property, Workers Compensation, Products Liability, and Automobile Liability coverages. We also offer specialized expertise in developing Cargo (Ocean Marine/Inland Marine) insurance programs that respond to risks faced to goods during transit: from international manufacturing facilities, to domestic warehouses, to local retail distribution points.

Employee Benefits represent a significant and increasing share of companies' overall expenses. Properly designed, however, benefits programs can provide companies with a critical edge to retain and attract employees and reinforce values that are important to the organization. Our benefits professionals advise Retail organizations on how to plan, implement, and maintain cost-effective benefits solutions that can span multiple geographies and multiple classes of employee. Our Consulting services can assist clients in improving program administration and achieving cost savings.

We also offer clients particular expertise in designing and implementing their Professional Liability coverage programs. Directors & Officers Liability and Employment Practices Liability represent specialized policies, for which companies should demand specialized knowledge. This specialized knowledge is particularly the case for public companies.

Retail clients also require assistance in addressing the additional exposures associated with their e-commerce operations. As a leader in meeting the insurance needs of the Technology industry, we understand these emerging risks and the specialized insurance coverages designed to respond to those exposures.

Finally, like any business, Retail industry participants require a wide range of Surety and Fidelity Bonds.